In a nutshell

More information

Knab was founded in 2012 because we wanted to do things differently. Simpler, smarter and more advantageous for our customers. Because we believe we can help everyone to maximize their financial affairs. "Feel at ease when it comes to your finances. Every day." By combining smart technical solutions with a healthy dose of human intelligence, we create financial services that really meet your needs. Add to that some of the sublime personal service from our employees and you end up with something that's truly unique to the world of finance!

In a nutshell

The Credit Risk Management (CRM) department facilitates the implementation of a sound risk management framework throughout Knab and further identifies, monitors, analyses, measures, manages and reports on all credit risks and forms a holistic view on all these risks. CRM as the second line function also challenges and assists in the implementation of credit risk management measures by the business in order to ensure that the process and controls in place at the first line of defence are properly designed and effective.

The banking industry is changing rapidly, and therefore Knab is also always on the move to keep in pace with market demands as well as customer expectations. Because of that, the CRM team is involved in run as well as change; on a daily basis we monitor and challenge the credit risk positions of Knab as well as adherence to relevant regulation. When we learn, we adapt and in order to do so in a proper way we look to enhance our team with a dedicated Credit Risk Manager with a focus on data analysis and reporting.

Your main focus and responsibilities;

  • You will be a member of a diverse team of credit risk managers and modelers, reporting directly to the Head of Credit Risk;
  • You will play a lead role in the analysis of loan data, populate credit risk reports and present the information to relevant stakeholders such as the Credit Risk Committee;
  • Work together with colleagues on specific tasks and initiatives such as the embedding of a new limit framework, a revision of the credit risk reports and implementation of a reporting tool;
  • Take ownership for improvement of data management and data quality controls, support the migration to a new data environment;
  • Work closely together with the Credit Portfolio Management team in the 1st-line of defense in analyzing loan performance and trends in the risk profile;
  • Support the improvement of the bank's risk governance and control framework including policies, process optimization and risk awareness;
  • Implement best practices on credit risk management, monitor the regulatory and macroeconomic environment and latest trends, being able to provide opinions and advice on potential impact of these trends on the risk profile.

 

 

Team
The Credit Risk Management team (CRM) within Knab consists of 9 dedicated risk specialists; who from a second line perspective maintain the credit risk framework of the bank. In this we work closely with other teams within the bank. Joining the Knab Risk team you work together with ambitious colleagues and we provide you with a stimulating environment. The CRM team is part of the Risk and Compliance department. As Risk Manager Credit Modelling you report to the Head of Credit Risk Management.

Profile
We are looking for a motivated professional with ambitions to grow in the field of credit risk. More specifically, please check if you can tick the boxes on the following requirements:

  • An academic degree (MSc) in an economic or quantitative discipline (e.g. econometrics, quantitative finance, economics). CFA or FRM certificate would be a plus;
  • A minimum 4 years of experience in credit risk at a bank or financial institution; 
  • Skills and the ability to work together with team members in order to successfully complete projects;
  • Experience with all of the following is preferred: Expected (Credit) Loss, Credit Ratings, EBA guidelines, Non-Performing Loans , Risk Reporting, Stress Testing;
  • Skilled with management and analysis of large data sets, at least some experience in programming, in this role you will make use of SQL with come coding in R;
  • Some experience with reporting tools/builders (such as Power BI);
  • Being able to translate model outputs in meaningful information for risk management purposes;
  • Team player who can adapt and learn at a quick pace.

Diversity Statement: Come as you are. Knab is an open workplace with positive vibes. We are inclusive of all nationalities, races and genders. We feel comfortable to bring our authentic whole selves to work and like you to do so too.

Work with us!
If you come to work with us, Knab will become a significant part of your life. Therefore, we make sure the ambiance is just as exciting as your job. Check the benefits!

If you have any questions regarding this role or the process, please feel free to reach out to us!

We don`t collaborate with third parties to fulfil this role.

More information

Application procedure

1
1. You apply
You apply
2
2. Intake (phone)
Intake (phone)
3
3. First interview
First interview
4
4. Case
Case
5
5. Second interview
Second interview
6
6. Third interview
Third interview
7
7. Offer
Offer
8
8. Pre-employment screening
Pre-employment screening
9
9. Whoo! New job!
Whoo! New job!

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