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Knab was founded in 2012 because we wanted to do things differently. Simpler, smarter and more advantageous for our customers. Because we believe we can help everyone to maximize their financial affairs. "Feel at ease when it comes to your finances. Every day." By combining smart technical solutions with a healthy dose of human intelligence, we create financial services that really meet your needs. Add to that some of the sublime personal service from our employees and you end up with something that's truly unique to the world of finance!

In a nutshell
The Credit Risk management function is an entrepreneurial and forward looking department. It realizes the implementation of a sound and future proof credit risk management framework throughout Knab. Credit Risk lays the foundation for further development of products to create business value and also address regulatory requirements as well as supervisory observations. We are proactively bringing risk intelligence to Knab. We are taking conscious and balanced risks to ensure a solid, compliant and future proof business model.

We identify, monitor, analyse, measure, manage and report on credit risks and form a holistic view on all related risks. Credit Risk also challenges and assists in the implementation of credit risk management measures by the business in order to ensure that the process and controls in place at the first line of defense are properly designed and effective.

The banking industry in changing rapidly, and therefore Knab is also always on the move to keep in pace with market demands as well as customer expectations. Because of that, Credit Risk is involved in run as well as change; on a daily basis we monitor and challenge the credit risk positions of Knab as well as adherence to relevant regulations. When we learn, we adapt and in order to do so in a proper way we look to enhance our team with a dedicated project and change management professional.

Credit Risk Change Portfolio ('CCP')
Within the Knab Credit Risk domain several improvement initiatives are being undertaken to create business value and address regulatory requirements as well as supervisory observations.

To structure and steer these initiatives the Credit Risk Change Portfolio (CCP) has been established as a (change) program. The CCP is intended to aid the integral steering on all Credit Risk related change-initiatives in order to mature the Credit Risk Management framework.

With the CCP program we want  to ensure a future proof Credit Risk Management Framework and Knab Business model. We initiated a full redesign of the Credit Risk Policy Framework; Founded a Credit Risk Academy to strengthened hard and soft skills within Knab; started improvements on Credit Risk Reporting; working on Business Lending developments. The ambition is to set a solid foundation of current and future product engines (like expanding the scope of own origination of business lending to secured lending and ZZP mortgages).

Your main responsibilities;

  • Drive the change across credit risk management and CCP, setting a standard for project and change management and ensuring consistency and execution power;
  • Project management for interrelated credit risk management projects and roadmap implementation, sometimes as lead project manager, sometimes as coach for the project management team, sometimes as senior credit risk manager;
  • Provide best practices on project and change management across the CRM team and broader within the risk & compliance domain;
  • Representing the Credit risk team/Head of Credit Risk in appropriate governance bodies, typically risk committees, Steering Committees and Executive Board ensuring promotion of the Credit risk culture, and focus on emerging risks and risk/control maintenance within the area;
  • Knowledge building (regulations, way of working, process management).

The Credit Risk Management team (CRM) within Knab consists of 20 internal and external dedicated risk specialists; who maintain the credit risk framework of the bank. Credit Risk consists out of 4 teams:  Credit Risk Management (general credit risk advice, ICAAP, RAS); Modelling (IFRS9, Stress Test, EC models); Reporting (Credit Risk Report, monitoring and reporting) and Credit Risk Policy (temporary).

We work closely with other teams within the bank. Joining the Knab Risk team you work together with ambitious colleagues and we provide you with a stimulating environment. Credit Risk Management is part of the Risk and Compliance team. As Project & Change Manager Credit Risk you report to the Head of Credit Risk Management Bas Bakker.

As Project & Change Manager Credit Risk, you have proven influencing and relationship management skills. You are able to challenge conventional practices and pursue continuous improvement. Furthermore you have an excellent practical understanding and experience of amongst others credit risk management. We are looking for an energetic, entrepreneurial and proactive new team member who will push her- or himself, the Credit Risk function, us as a team and the organization at large to the next level.


  • You have an academic degree (MSc or PhD);
  • A minimum 10+ years of experience in a compliance and/or risk function (1LoD and/or 2LoD) within financial services with a strong change culture;
  • Alternatively, this role could be a great consulting exit, for someone looking to make the move from a consultancy to a business role;
  • As the role is broad (always) and deep (often), an equally broad and deep knowledge of and interest in (credit) risk management is key. You must have experience with (credit) risk management, , reporting, roadmap design, agile and project/change management. You might additionally have experience in e.g. outsourcing and 3rd party management and modelling;
  • You are a real change agent who can drive continuous improvement in terms of roadmap design and execution as well as project management on a variety of topics;
  • Experience dealing with the De Nederlandsche Bank with an understanding of the broader EU regulatory environment;
  • In depth and hands on Knowledge of various regulations (CRR and EBA guidelines) and regulatory bodies that govern banks and fintechs;
  • In-depth understanding of Credit Risk management practices and methodologies.

Diversity Statement: Come as you are. Knab is an open workplace with positive vibes. We are inclusive of all nationalities, races and genders. We feel comfortable to bring our authentic whole selves to work and like you to do so too.
Work with us!

If you come to work with us, Knab will become a significant part of your life. Therefore, we make sure the ambiance is just as exciting as your job. Check the benefits!

If you have any questions regarding this role or the process, please feel free to reach out to us.

We don`t collaborate with third parties to fulfill this role.

Meer informatie


1. Je solliciteert
Je solliciteert
2. Telefonische speeddate
Telefonische speeddate
3. Eerste gesprek
Eerste gesprek
4. Case
5. Tweede gesprek
Tweede gesprek
6. Derde gesprek
Derde gesprek
7. Aanbod
8. Pre-employment screening
Pre-employment screening
9. Yes! Nieuwe baan
Yes! Nieuwe baan

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